Even if you didn't own a home at the time, you probably remember the housing crisis in 2008. That crash impacted the lives of countless people, and many now live with the worry that something like that could happen again. But rest easy, because things are different than they were...
![Things To Avoid After Applying for a Mortgage [INFOGRAPHIC]](http://topshelfspearfish.com/SimpleBlog/upload/Things-To-Avoid-After-Applying-for-a-Mortgage-KCM-Share-original.jpg)
Things To Avoid After Applying for a Mortgage [INFOGRAPHIC]

Homeownership: The Heart of the American Dream

Homeowners Gained $28K in Equity over the Past Year
